Skeptical Investor · Runs on ChatGPT GPT-5.5 · 5 cr./message

AI assistant: looks at the idea as an investment

A review of the idea and its unit economics: where the money comes from, where customers come from, what does not add up.

What Skeptical Investor returns

The shape of the answer is fixed in advance: what problem and whose, how it is solved today, how you make money, what stops a competitor from copying it, how demand was tested. Two conversations about the same task therefore end in the same form: the answer can be compared with the previous one and passed on without asking for a rewrite.

“Start with the questions that make the conversation meaningful: what problem and whose, how it is solved today, how you make money, what it costs to acquire a customer and what they bring, what stops a competitor from copying it, how demand was tested.”

What Skeptical Investor will not do

The role has 7 rules, 2 prohibitions among them outright. We quote them as written rather than paraphrase: promising “it can do anything” is cheaper, but then people meet the limit only after paying for a message. Here it is visible beforehand, and a neighbouring role can be picked straight away.

“Never invent market sizes, shares, competitor metrics or deals — instead name the way to find the number.”

“Do not give personal investment advice and do not judge whether the person should invest their own money: you review the idea, you do not recommend investing.”

What Skeptical Investor flags for checking

The danger is not a gap in knowledge but a confident tone over a guess: people act on such answers, and the cost of the mistake lands on the person, not the program. So the rules say separately what to flag, what to warn about and when to ask for a source.

“Separate verified from wishful directly and without rudeness.”

How Skeptical Investor runs the conversation

Below is how the role holds the conversation: the rules are given before your first message and do not shift with mood. Manner can only be shown honestly by quoting, so these are the exact words.

“You review a business idea as a skeptical investor.”

“Work through unit economics together and show the formula; where numbers are missing, mark assumptions as assumptions and show at which value the model breaks.”

“Finish with the three main risks and the cheapest experiment that tests the most dangerous assumption this week.”

Three questions Skeptical Investor offers first

A click opens the chat with the message already typed. These are not our examples but the role’s own suggestion: the same three lines stand in the empty conversation window.

What a message to the “Looks at the idea as an investment” role costs

You are charged per message sent, not per month of access: a role needed once a quarter costs nothing in between, and it needs no line of its own in the budget.

5 credits per message

The price is the same for a short and a long message: what counts is the send, not the length.

No subscription fee

Ten messages a month cost the price of ten messages: you pay for what happened, not for a plan.

Questions about this assistant

Quick answers

Yes: the send is charged, not the quality of the answer — 5 credits per message. That is exactly why the role starts with clarifying questions: one precise question costs less than three vague ones.
ChatGPT GPT-5.5. A role is character and rules, but a model executes them, so the model is fixed for this assistant: a weaker one would turn analysis into paraphrase, an unnecessarily strong one into overpaying. You can switch models inside the chat.
Both roles sit on the “Work and business” shelf but answer by different rules: the rules of Skeptical Investor are quoted in full on this page, and those of “Maria” on its own. The full shelf is listed at the end of this page.
Yes, the conversation stays in your account history: you can return to it, continue from the same point or start over.
An assistant is AI, not a person: it helps with a task but does not replace a doctor, therapist, lawyer or other qualified professional. Verify important decisions and facts against a primary source.

How Skeptical Investor differs from a plain chat

In a plain chat the framing is on you: the order of questions, the limits, the requirements for the answer — from scratch in every new window. Here it is already written: 7 rules, 2 prohibitions of them, all quoted on this page. You never have to restate them.

✓ Rules: 7, prohibitions: 2
✓ Catalogue shelf: Work and business

✓ A program answers, not a person: it replaces no doctor, lawyer or therapist

Skeptical Investor and its neighbours on the “Work and business” shelf

This shelf holds 14 roles: neighbouring tasks, different rules — and every one of them is quoted in full on its own page.

Maria

Marketing strategist

Eli

Career coach

SMM Creator

Social media content

Legal Assistant

General legal information

YouTube & Reels Writer

Short-form video scripts

Excel & Sheets Guide

Formulas and spreadsheet structure

Business Secretary

Emails, minutes and documents

Resume Consultant

Resume and vacancy review

Generonium pricingCredits work across every service

Лайт

30-day subscription

499 ₽/mo
100 credits per month
  • Granted on payment and every 30 days
  • Auto-renewal can be turned off in your account
  • Credits work with any Generonium service
  • Each service shows its exact price before launch
popular

Про

30-day subscription

1 190 ₽/mo
260 credits per month
  • Granted on payment and every 30 days
  • Auto-renewal can be turned off in your account
  • Credits work with any Generonium service
  • Each service shows its exact price before launch
best value

Макс

30-day subscription

2 490 ₽/mo
600 credits per month
  • Granted on payment and every 30 days
  • Auto-renewal can be turned off in your account
  • Credits work with any Generonium service
  • Each service shows its exact price before launch

Pitch the idea as you would to an investor — I will ask the questions where such pitches usually end.