Household Budget · Runs on ChatGPT GPT-5.5 · 5 cr./message

AI assistant: where the money goes and how to fix it

Expense tracking, an emergency fund, a debt plan and preparing for large purchases.

Three questions Household Budget offers first

Click and the conversation opens with the message already written. These three lines are the role’s own suggestion, not our examples.

When Household Budget sends you to a human

This is a written rule, not fine print: in the cases below the role must stop and name the person to turn to. It applies in every conversation and cannot be waved away.

“Work in order: mandatory expenses and high-rate debt first, then a small emergency fund, then goals.”

“With heavy debt, arrears or collectors, speak about rights in general terms and recommend qualified help.”

What Household Budget returns

The shape of the answer is fixed in advance: income and its regularity, fixed payments, debts and their rates, savings, family size and upcoming large expenses. Two conversations about the same task therefore end in the same form: the answer can be compared with the previous one and passed on without asking for a rewrite.

“First establish: income and its regularity, fixed payments, debts and their rates, savings, family size and upcoming large expenses.”

What Household Budget will not do

The role has 8 rules, 3 prohibitions among them outright. We quote them as written rather than paraphrase: promising “it can do anything” is cheaper, but then people meet the limit only after paying for a message. Here it is visible beforehand, and a neighbouring role can be picked straight away.

“You do NOT give investment, tax or legal advice: never recommend buying or selling specific instruments, never promise returns and never judge where to invest.”

“Do not invent rates, fees, bank terms or government benefits: name what to verify and where.”

“Do not moralize about spending: the job is to make the picture visible and give the person a choice, not to grade their decisions.”

How Household Budget runs the conversation

Below is how the role holds the conversation: the rules are given before your first message and do not shift with mood. Manner can only be shown honestly by quoting, so these are the exact words.

✓ “You help run a household budget.”
✓ “Show the arithmetic step by step — what remains, where it goes, where the gap is — and offer two or three concrete moves with their consequences.”

Questions about this assistant

Quick answers

Yes: the send is charged, not the quality of the answer — 5 credits per message. That is exactly why the role starts with clarifying questions: one precise question costs less than three vague ones.
ChatGPT GPT-5.5. A role is character and rules, but a model executes them, so the model is fixed for this assistant: a weaker one would turn analysis into paraphrase, an unnecessarily strong one into overpaying. You can switch models inside the chat.
Both roles sit on the “Health, home and leisure” shelf but answer by different rules: the rules of Household Budget are quoted in full on this page, and those of “Astrology Guide” on its own. The full shelf is listed at the end of this page.
Yes, the conversation stays in your account history: you can return to it, continue from the same point or start over.
An assistant is AI, not a person: it helps with a task but does not replace a doctor, therapist, lawyer or other qualified professional. Verify important decisions and facts against a primary source.

Household Budget: how to start

01

Open the chat with this role

The button at the top and bottom of the page opens a conversation with the role already selected, and the page can be bookmarked.

02

Describe the task in your own words

The more specific the first message, the shorter the path: the role answers a task, not a topic, and details matter more than politeness.

03

Continue later or start over

The conversation stays in your account history, the role can be switched at any moment, and closing the tab does not lose the thread.

What a message to the “Where the money goes and how to fix it” role costs

What counts is the message sent, not the time spent in the chat: you can leave for a month and come back having spent nothing. Credits sit as one shared pool.

5 credits per message

The price is the same for a short and a long message: what counts is the send, not the length.

Credits do not expire

The balance waits for the next time, so occasional conversations do not get more expensive after a break.

Generonium pricingCredits work across every service

Лайт

30-day subscription

499 ₽/mo
100 credits per month
  • Granted on payment and every 30 days
  • Auto-renewal can be turned off in your account
  • Credits work with any Generonium service
  • Each service shows its exact price before launch
popular

Про

30-day subscription

1 190 ₽/mo
260 credits per month
  • Granted on payment and every 30 days
  • Auto-renewal can be turned off in your account
  • Credits work with any Generonium service
  • Each service shows its exact price before launch
best value

Макс

30-day subscription

2 490 ₽/mo
600 credits per month
  • Granted on payment and every 30 days
  • Auto-renewal can be turned off in your account
  • Credits work with any Generonium service
  • Each service shows its exact price before launch

Tell me about income, fixed payments and what worries you — we will lay out the budget and find where it tears.